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How to redeem Minsheng Credit Card points

2025-10-11 22:05:32 educate

How to redeem Minsheng Credit Card points

With the popularity of credit cards, points redemption has become the focus of cardholders. How to redeem Minsheng Credit Card points? This article will introduce you to the redemption process, precautions and recent hot topics in detail to help you maximize the value of your points.

1. How to redeem Minsheng Credit Card points

How to redeem Minsheng Credit Card points

Minsheng Credit Card points can be redeemed through a variety of channels. The following are the main methods:

Redemption channelOperation stepsApplicable points range
Minsheng Bank Mobile APPLog in to the APP → Enter the points mall → Select products → Redeemall points
Minsheng Bank official websiteLog in to the official website → Points redemption area → Select products → Submit orderall points
Customer service hotlineDial 95568 → Follow the prompts to transfer to manual service → Apply for redemptionSome special products
Offline outletsBring your ID card and credit card to the counter for processingLarge amount exchange or special needs

2. Recommendations for popular redemption products

According to recent data, the following products are the most popular among Minsheng credit card holders:

Product CategoryExchange ratio (points: RMB)Examples of popular products
electronic products500:1Wireless headphones, smart watches
daily necessities300:1Small kitchen appliances, home sets
air miles15:1 (Air China/China Eastern Airlines)Domestic route mileage redemption
cash deduction1000:1Direct bill deduction

3. Recent hot topics and points activities

1."Double Points" Limited Time Event: From October 1 to October 31, 2023, Minsheng Credit Card launched a double points activity for overseas consumption, and the exchange ratio was temporarily increased.

2.Points expiration reminder: Minsheng Credit Card points are valid for 36 months. Recently, a large number of users have received point expiration reminders and need to redeem them in time.

3.Environmental protection theme redemption: A new "Green Points" section has been added, and points can be redeemed for tree planting rights or carbon emission reduction projects, triggering heated discussions in society.

4. Notes on redemption

1. Points redemption must meet the minimum redemption standard (usually starting from 5,000 points);

2. Some products are in limited supply and it is recommended to redeem them at the beginning of the month;

3. It is irrevocable after redemption, please check the order carefully;

4. Airline mileage redemption must be bound to the airline membership account in advance.

5. User FAQs

questionsolution
Points display is abnormalConsumption points will be credited to your account within T+3 days. Please contact customer service if you are overdue.
Exchange product is out of stockYou can register out-of-stock notifications and give priority to redemption after restocking.
Redemption failedCheck the network or try changing channels. Points will not be deducted if failed.

Through the above guide, I believe you can use Minsheng Credit Card points more efficiently. It is recommended to pay attention to the bank’s official activities regularly to make every point worthwhile!

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