How to redeem Minsheng Credit Card points
With the popularity of credit cards, points redemption has become the focus of cardholders. How to redeem Minsheng Credit Card points? This article will introduce you to the redemption process, precautions and recent hot topics in detail to help you maximize the value of your points.
1. How to redeem Minsheng Credit Card points
Minsheng Credit Card points can be redeemed through a variety of channels. The following are the main methods:
| Redemption channel | Operation steps | Applicable points range |
|---|---|---|
| Minsheng Bank Mobile APP | Log in to the APP → Enter the points mall → Select products → Redeem | all points |
| Minsheng Bank official website | Log in to the official website → Points redemption area → Select products → Submit order | all points |
| Customer service hotline | Dial 95568 → Follow the prompts to transfer to manual service → Apply for redemption | Some special products |
| Offline outlets | Bring your ID card and credit card to the counter for processing | Large amount exchange or special needs |
2. Recommendations for popular redemption products
According to recent data, the following products are the most popular among Minsheng credit card holders:
| Product Category | Exchange ratio (points: RMB) | Examples of popular products |
|---|---|---|
| electronic products | 500:1 | Wireless headphones, smart watches |
| daily necessities | 300:1 | Small kitchen appliances, home sets |
| air miles | 15:1 (Air China/China Eastern Airlines) | Domestic route mileage redemption |
| cash deduction | 1000:1 | Direct bill deduction |
3. Recent hot topics and points activities
1."Double Points" Limited Time Event: From October 1 to October 31, 2023, Minsheng Credit Card launched a double points activity for overseas consumption, and the exchange ratio was temporarily increased.
2.Points expiration reminder: Minsheng Credit Card points are valid for 36 months. Recently, a large number of users have received point expiration reminders and need to redeem them in time.
3.Environmental protection theme redemption: A new "Green Points" section has been added, and points can be redeemed for tree planting rights or carbon emission reduction projects, triggering heated discussions in society.
4. Notes on redemption
1. Points redemption must meet the minimum redemption standard (usually starting from 5,000 points);
2. Some products are in limited supply and it is recommended to redeem them at the beginning of the month;
3. It is irrevocable after redemption, please check the order carefully;
4. Airline mileage redemption must be bound to the airline membership account in advance.
5. User FAQs
| question | solution |
|---|---|
| Points display is abnormal | Consumption points will be credited to your account within T+3 days. Please contact customer service if you are overdue. |
| Exchange product is out of stock | You can register out-of-stock notifications and give priority to redemption after restocking. |
| Redemption failed | Check the network or try changing channels. Points will not be deducted if failed. |
Through the above guide, I believe you can use Minsheng Credit Card points more efficiently. It is recommended to pay attention to the bank’s official activities regularly to make every point worthwhile!
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