How to get Zhejiang provident fund
Recently, the provident fund withdrawal policy in Zhejiang Province has become a hot topic, and many citizens are concerned about how to withdraw provident funds conveniently. This article will introduce in detail the conditions, procedures, required materials and common questions for Zhejiang Provident Fund withdrawal, to help you quickly understand and handle related business.
1. Zhejiang provident fund withdrawal conditions
According to the latest regulations of the Zhejiang Provincial Housing Provident Fund Management Center, you can apply to withdraw the provident fund if you meet one of the following conditions:
| Extraction conditions | Description |
|---|---|
| House Purchase Withdrawal | Purchase of self-occupied housing (including commercial housing and second-hand housing) |
| Rent extraction | Houseless workers rent housing and pay rent |
| Pay off mortgage | Repay the principal and interest of the home purchase loan |
| Retirement Withdrawal | Employees retire or reach the statutory retirement age |
| Withdrawal on resignation | Termination of labor relationship with the employer and failure to re-employ |
| Extraction of serious diseases | The employee or his immediate family members suffer from serious illness |
2. Zhejiang provident fund withdrawal process
The Zhejiang provident fund withdrawal process is divided into two methods: online and offline, as follows:
| Extraction method | Operation steps |
|---|---|
| Online extraction | 1. Log in to the “Zheliban” APP or Alipay “Zheliban” applet 2. Select the “provident fund withdrawal” service 3. Fill in the information and upload materials 4. Submit the application and wait for review |
| Offline extraction | 1. Bring the materials to the local provident fund management center 2. Fill in the "Housing Provident Fund Withdrawal Application Form" 3. Submit materials and review 4. After passing the review, the provident fund will be transferred to the designated account. |
3. Materials required for Zhejiang Provident Fund withdrawal
Different extraction types require different materials. The following is a list of materials for common extraction types:
| Extraction type | Materials required |
|---|---|
| House Purchase Withdrawal | House purchase contract, invoice, ID card, bank card |
| Rent extraction | Rental contract, proof of not owning a house, ID card, bank card |
| Pay off mortgage | Loan contract, repayment certificate, ID card, bank card |
| Retirement Withdrawal | Retirement certificate, ID card, bank card |
| Withdrawal on resignation | Resignation certificate, ID card, bank card |
| Extraction of serious diseases | Hospital diagnosis certificate, medical expense invoice, ID card, bank card |
4. Frequently Asked Questions about Zhejiang Provident Fund Withdrawal
1. Are there any limits on the amount of provident fund withdrawal?
Yes, different withdrawal types have different limit limits. For example, the maximum monthly withdrawal for renting a house can be 1,500 yuan, while the withdrawal for purchasing a house shall not exceed the total purchase price.
2. How long does it take to withdraw provident fund funds?
Online withdrawals usually arrive within 3 working days, and offline withdrawals take 5-7 working days.
3. Will provident fund withdrawal affect loans?
Withdrawing provident fund may affect the loan limit. It is recommended to consult the provident fund management center before applying for a loan.
5. Summary
Zhejiang Province's provident fund withdrawal policies are flexible and diverse to meet the needs of different groups. Whether it is buying a house, renting a house or other situations, as long as you meet the conditions, you can easily handle it online or offline. It is recommended to prepare relevant materials in advance to avoid wasting time.
If you still have questions about provident fund withdrawal, you can call the Zhejiang Province Housing Provident Fund service hotline12329Consultation.
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